Veteran VA Loan Expert | Veterans Helping Veterans Get The Right Deal
Get a clear, honest breakdown of your VA Loan Estimate: rate, points, lender fees, credits, and long-term cost. You’ll leave knowing exactly what to ask for and how to spot a bad deal.
This is an educational audit and counseling service. I don’t issue VA benefits, and I’m not the VA.
31+ years serving families • VA lending specialist • Integrity-first guidance
What I Do For Veterans
Straight answers. Clear strategy. No pressure.
Rate + Pricing Audit
Compare your offer to real market pricing and identify inflated fees.
Fee Transparency
Line-by-line review of lender charges and what you can challenge or remove.
Points vs Credits
When points make sense, when they don’t, and how to structure the deal to win long-term.
Trusted Referrals
If you want introductions, I only refer brokers who agree to meet the pricing strategy we set.
VA paperwork support
I can help you navigate requesting a DD214, Certificate of Eligibility (COE), and entitlement information so you can move quickly and confidently.
Why You Can Trust Me
I’ve spent more than 31 years helping families purchase homes, refinance responsibly, and build real wealth through smart financing. My reputation is built on integrity, heart, and loyalty.
- Integrity-first: no hidden agendas
- Expert VA guidance: programs, rules, and structure
- Clear communication: I translate the paperwork
- Loyalty to Veterans, not lender profit
- Action plan: exactly what to ask for and how to ask
Pay First (Zelle)
Scheduling happens only after payment is confirmed.
- Loan Estimate (LE) or fee worksheet
- Rate quoted, points/credits, lender name
- Purchase price / loan amount
- VA status questions (COE / entitlement)
Privacy tip: You can redact SSN and account numbers before sharing documents.
Start Your Audit (After You Pay)
After you submit, Rich will confirm a time and email you your Google Meet link.
Official VA Resources
Official VA pages (opens in new tab).